As the name suggests, vehicle insurance is a short-term insurance type for motor vehicles. Car insurance comes in various forms, but three main forms are popular in South Africa. They are Comprehensive car insurance, 3rd Party, Theft and Hijacking insurance, and 3rd Party Only insurance.
Thousands of clients have saved an average 29% on their car insurance premiums by comparing quotes the system we use. You can be one of those many South Africans who can save, get quotes today!
Comprehensive Car Insurance
This type of vehicle insurance is often called full coverage, as it covers you for the full extent of damages to your car, self, and property, and third parties as well. It is usually the most expensive of the three motor insurance types. That is where Compare ‘n Save comes in. We can help you save on your vehicle cover by comparing competitive vehicle insurance quotes.
Party, Theft and Hijacking Cover
This option works pretty much the same way as Comprehensive cover. However, with this, your own motor vehicle isn’t covered when it is in a crash. The main purpose of this insurance type is to protect you against massive liabilities that could arise when you do crash onto someone’s car or property. You are covered however, for theft and hijacking. It is quite common for the insurance companies to make a payout to you if your stolen car cannot be recovered.
Third Party Only Insurance
3rd Party Only (TPO) insurance covers your liabilities when you cause damage to the vehicle, property or person of third parties. This option is usually the cheapest of the 3 options, and is usually taken up by owners of used cars. Compare ‘n Save makes it easier for used car drivers to get vehicle insurance. Our quotes generator allows you to compare premiums for the most affordable car insurance offers out there.
There’s more to car insurance than just the above, and the best way to ensure that you get the best deal is to be well-informed. We really don’t advise any shortcuts when your money is involved. The closest thing to a shortcut is using our vehicle insurance comparison forms. This definitely saves you the effort of visiting different the websites of different car insurance companies, or even more tedious – visiting the brick and mortar offices of different insurance brokers.
Motor vehicle insurance goes beyond the usual four-wheeler, and can include specialist insurance for watercraft and motorbikes. By choosing to cover both your bike and family car with the same car insurer, you can save money by paying lower monthly premiums.
Not all car insurers are the same, and with your car insurance quotes, you have to look out for a couple of basic things when you choose a product. Each one has its pros and cons, for example your vehicle might be covered at market or retail value just to name a few things.
Compare ‘n Save offers you an easy way to compare motor vehicle insurance quotes, but we have complimentary services as well, like scratch and dent insurance for your car, and extended car warranties.