Bespoke comprehensive car insurance? That would’ve seemed impossible a few years ago but the trend has picked up significantly in South Africa. This is the space Youi Insurance South Africa plays in. Youi car insurance products are underwritten by OUTsurance. The base of Youi’s cover is a comprehensive vehicle insurance policy on which you can add-onto depending on what you need from your cover.
Youi is a smarter way at insuring your car because you are not forced into taking any benefits which you don’t want. And because you are not forced into excess benefits, you can save on the costs of insuring your car.
Youi Car Insurance
Youi is able to make its insurance products affordable by employing pay as you drive insurance. The main reason for this is because you might drive more or less than someone else, therefore you should not be paying cover on similar grounds like other people. Although, Youi (as part of Outsurance) does a great job at assessing the risk profile of its customers, therefore you will never be unjustly quoted.
The flexibility that Youi offers is in stark contrast to many other vehicle insurance companies. You can choose between insuring your car at market value or retail value. This can dramatically change your vehicle insurance quotes, and more often other insurers don’t give you the choice of choosing.
With Youi you can choose comprehensive car insurance, which insures your motor vehicle against complete loss and the loss of third parties. You car is also insured for damage by natural disaster like fire and floods.
3rd party, fire and theft insurance is another option which you can choose. This option offers the same cover as Youi, however, your own car is not covered if it gets damaged or is stolen.
Third party only car insurance is also available for you to choose from.
With Youi, you can have additional car hire added to your policy. Other add-ons include the following –
R250,000 free accidental death cover. However, you can take up this added benefit if you buy comprehensive vehicle insurance.
Also, if you travel outside South Africa often, you can benefit from Youi Safari, a bespoke vehicle insurance product which offers comprehensive insurance for when you travel into SADC countries. With this, you do not have to worry being insured when you take that long-planned road trip.
Finally, the insurer guarantees you cash back after 3 years even if you make claims!
You can contact Youi Insurance in the following manners
Youi Vehicle Insurance Contact Details
086 000 YOUI
Youi Insurance Website
As a division of OUTsurance, Youi Insurance South Africa is located in the same premises as the OUTsurance head office.