CapFin Loan Online Application

Applying for a loan with CapFin is as easy as 1, 2, 3! CapFin (PTY) Limited is a company registered in South Africa and also offers loans in other countries. It has followed a similar path to, however, unlike Wonga, CapFin compliments its loans application by offering it through Ackermans and Pep stores in South Africa.

CapFin Loan Requirements

To successfully apply for a quick cash loan with CapFin, you must know the following as this will not only help you in determining whether you can repay the loan, but will give you a good indication of whether or not the maximum loan amount CapFin offers will be enough to meet your needs.

You can borrow from as little as R500 to a maximum of R20,000 and pay over 12 months.

CapFin will require to know the following:

  • Your ID number to ensure that you are a legal South African citizen
  • Your monthly income to ensure that you can repay the loan
  • Your banking details so that they can deposit the money into your account if your application is successful
  • References like work colleagues and family members so CapFin can ensure that you really are someone legitimate

CapFin Loan Application Form and Others

CapFin allows you to upload your documents directly onto their website. You can find those contact details below. But typically, an instant cash loan online application requires very little for you to apply.

Compare ‘n Save works with various loans companies that can assist you in getting the right loan. Fill in the form below to apply for a loan and get same day approval.

CapFin Loan Interest Rates

CapFin’s interest rates are calculated on the daily balance and capitalized monthly. If you are an existing customer, you can check your daily loan balance online. Below is an example of a typical loan schedule from the CapFin loan calculator.


  • If you borrow R1000 and want to repay it over 6 months, your effective interest rate will be approximately 12.22% per month.
  • Your instalments will be approximately R288.85 per month.

The example above is just for illustration, and is only for CapFin loans and not the other lenders that you can get loan comparisons from by filling in our form. Also, based on your credit profile, CapFin and other lenders will determine your interest rates individually.

CapFin Loan at Pep and Ackermans

One of the major benefits available to you is that a CaFin loan application can be done online, where by filling in your details you can get a call back from a consultant, and you can also apply for a loan at any Pep Store or Ackermans anywhere in South Africa. It’s that simple and if approved, you will have the money within at most 48 hours but usually sooner.

If you don’t find what you want and need, then try our other loan partners. Follow Cash Loans below for more.

CapFin is an authorised service provider and is a responsible lender. You can contact CapFin in the following ways:

CapFin Loan Contacts

0873450000 or